Banking & Finance

Banks and financial market participants have served as the first point of call for capital since forever. In so doing, they interact on a daily basis not only with consumer and corporate clients but also with the state’s supervisory authorities. Precisely because this network of addressees is so wide-ranging, a broad range of legal know-how is essential. Thanks to our interdisciplinary team, we cover the entire gamut of legal fields and offer risk-appropriate and solution-oriented advice right at the interface between public law and general civil law.

Using the long-standing experience we have gained in countless court and arbitration proceedings, we represent you professionally and fastidiously when it comes to putting forward and challenging claims, covering the entire process from the correspondence ahead of the trial to the legally effective conclusion of the procedure. In addition, we provide ongoing advice in the structuring of national and international financing facilities, including complex syndicated loans.

New laws and regulations also make constant adjustment necessary. We provide comprehensive advice for the development and adaptation of existing contract templates and internal rules and the structuring of new products and preparation of the required prospectuses. More than never before, our focus is on ESG-related and green facilities and investments. In future, the impact of ESG and compliance will not only be felt at product level but specifically also inform supervisory law. We provide clients with ongoing advice in all issues regarding prudential law and support them expertly in satisfying any new, supervisory requirements.

Our services portfolio includes the following highlights:

Drafting and review of contracts and terms of business

• Review and creation of contract templates for B2B purposes (eg loan agreements, collateral agreements, custody contracts, etc)
• Review and creation of contract templates for B2C purposes (eg consumer loan agreements, etc)
• Adaptation of terms of business on the basis of newly implemented amendments to the law and court decisions
• Outsourcing

Financing facilities for every need

• Pragmatic and solution-oriented advice relating to the organisation and negotiation of various facilities to finance acquisitions, real estate and projects, including collateral plans and even complex syndicated financing
• Preparation and structuring of sustainability-related financing (also based on ESG criteria or green certifications)

Bank supervision law

• Port of call for to inquiries relating to any topic in bank and securities supervision law – with answers that cut to the chase.

Banking litigation

• Representation in proceedings of any kind, whether in dealings with national or international courts of arbitration, Austrian civil law courts or authorities
• Correspondence, perpetuation of evidence ahead of a trial

Capital market law

• Advice in matters relating to the structuring and issuance of bonds and other securities, including implementation of crowdfunding initiatives

Compliance

• Securities compliance, insider compliance, fraud management, etc
• Assessing business models and organisations for regulatory compliance
• Risk-oriented system analysis and stress tests to assess the effectiveness of compliance programmes that are already in place
• Performance of internal investigations to clear up compliance violations, and support and representation in dealings with supervisory and investigative authorities as well as courts; immediate assistance in the event of searches of premises

Insolvency and reorganisation

• Advice in matters relating to restructuring activities (restructuring and reorganisation processes)

M&A / corporate and commercial law

• Advice in general matters of corporate law
• Support in corporate reorganisation processes (mergers or demergers) and restructuring in corporations

Employment law

• Drafting of employment contracts for key personnel and contract templates for employees
• Advice on general employment topics and development of employment models